The right introduction, every time.
No two businesses trade the same way. We take the time to understand yours, then connect you with the regulated partners best placed to help.
A named team, start to finish
The same small team you speak to first is who manages the relationship as your business grows.
Matched to how you operate
No templated onboarding. The partner we introduce is chosen to fit your sector and the way your business runs.
Backed by the right partners
Built on relationships with carefully selected partners, not a single provider trying to fit every business.
We understood the business first.
The right partners came after, chosen to fit how the business operates, not the other way around.
See how it works
Built around how your business trades.
From cross‑border trade to high‑volume platforms and professional services, the setup is matched to the sector, not sold as one size for everyone.
- →Import & export, e‑commerce and marketplaces, from traders to marketplace sellers
- →Aviation, travel and media, where volume and currency mix shift monthly
- →Legal and professional services, such as law firms and accountancy practices
From first conversation to full access.
A confidential conversation, then an introduction to the EMI, financial institution or lender in our network best suited to you, with a team that stays on afterward.
Start the conversationInitial conversation
A confidential conversation about your business, transaction profile and requirements, before we look at any partner on your behalf.
Partner match
We identify the EMI, financial institution or lender in our network best suited to your requirements, then make the introduction.
Ongoing support
A relationship that continues past the introduction, with a team that stays in touch as your business grows and evolves.
Built around complex, fast‑growing businesses.
We work with companies whose money rarely fits a standard onboarding form: multiple currencies, layered structures, specialist sectors. We connect each one to the partner built for how it runs.
Relationship first, introduction second.
We are not an app for you to configure yourself, and we are not the bank. Every client works with a small team who manages the introduction and stays involved long after.
We start with the business, not a product menu.
We do not sell a fixed product and ask you to fit into it. We bring in the right combination of partners and stay closely involved as the business changes.
Three things we do not compromise on.
Judged on the business itself
We look at what a business actually does, and match partners on that basis.
Built for scale, not a quick yes
An account that opens easily but breaks down under real volume is not a solution. We match partners who support the business at scale.
Continuity in who you deal with
The team on your first call is the same team managing the relationship a year in. No handoffs to someone starting from a blank file.
Not tied to a single provider.
We are not owned by, or exclusive to, any one EMI, financial institution or lender, so the match we make is about fit, not which partner pays us the most to push their product.
- →Assessed against your business, not a sales target a partner is trying to hit this quarter
- →No incentive to default to the same partner every time, whatever worked before
- →Free to move you elsewhere if a partner stops being the right fit for you
Speak to us about how we could work together.
Everything your business needs, arranged through the right partners.
One relationship, one point of contact: collection, payments and accounts, arranged through the regulated partners best suited to how your business operates.
Everything your business needs, arranged through the right partners.
Cross-Border Treasury Solutions
Currency accounts, collections, payments and international transfers, each arranged through the regulated partner best suited to your business, under one relationship.
Corporate Finance Solutions
Lending and working capital matched from our network of regulated funding partners to fit the business, not a single fixed lender, arranged through the same relationship as your accounts.
A specialist relationship, not a self‑serve platform.
We are not an app you sign up to and hope for the best, and we are not the bank. Every solution above is arranged and managed by people who know your business, not an automated onboarding flow.
Local rails in every market, not one route stretched everywhere.
Payments move through the rail built for that corridor, not a single generic route applied everywhere. Conversion terms are set out plainly before you commit.
Funding to match how the business actually operates.
Multi‑currency accounts built around how money moves, with capital from a panel of finance and lending partners when you need it, not a single fixed provider.
We start with your transaction profile.
We look at how money actually moves through your business, the currencies, the volumes, the timing, before we look at which partner might take you on.
- →Currency mix and settlement timing across your business, and how it may shift
- →Account history, including what has worked well and what has not, so we do not repeat the same mismatch
- →Growth plans for the next 12 to 24 months, and how that could change what the business needs
Nothing hidden before you commit.
Every solution above is confirmed during that conversation, so you know exactly what you are getting into before you commit to anything. No spreads buried in an exchange rate, no surprise charges once you are live.
Not sure which solutions fit your business?
From first conversation to full access.
A structured process built around your business, from the first call through to a setup that scales with you.
This is not a self‑serve queue.
No ticket system, no offshore call centre. You work with the same small, senior team from the first conversation onward.
A structured path, not a form.
Three steps, the same team throughout, from the first confidential conversation to a relationship that keeps working as the business grows.
Start the conversationInitial conversation
Everything starts with a confidential conversation. We take the time to understand your business, transaction profile and requirements.
Partner matching
We tap into our network of regulated EMIs, financial institutions and lenders and connect you with whichever is best suited to you.
Ongoing support
Our relationship does not end at the introduction. We stay involved, and remain your point of contact as the business grows and evolves.
The information that keeps each step moving.
Company & ownership details
Basic incorporation documents and a clear picture of who owns and controls the business, so a partner can form an accurate view from the outset.
Transaction profile
Roughly what you send and receive, in which currencies, and how that is likely to change as the business grows over the next year or two.
Source of funds
Enough detail for a partner to understand where money in the business actually comes from, and how that ties back to what the business does.
Existing account history
What has worked, what has not, and why previous accounts have fallen short, if relevant, so we do not send you toward the same dead end twice.
Ready to start the conversation?
Fully tailored to your industry.
Whatever your industry, we match you to partners built around it, not the other way round.
We start from the industry, not a template.
Every sector has its own transaction patterns. We match you to partners who understand yours first, not a generic account structure.
Matched to how your sector actually moves.
Aviation & travel
Complex, multi‑currency operational costs across jurisdictions (fuel, leasing, ground handling, commissions), matched to partners who understand how the sector actually moves.
Media & content
High‑volume, international payment flows, matched to partners who understand the sector and are set up to support it effectively.
E‑commerce & marketplaces
Local collection accounts so your customers pay you like they are buying from a business on their own doorstep, wherever they are, with reporting brought together through one partner relationship.
Import & export trade
Multi‑currency accounts built around how physical trade actually settles (deposits, staged payments and final settlement) from purchase order through to delivery.
Legal & professional services
Multi‑currency accounts and international payments for law firms, accountants and other professional services firms, matched to how the practice actually operates.
Do not see your industry?
If your business moves money across borders in a way that does not fit neatly into a category, get in touch and we will take a thorough look.
Built for businesses of every size and sector.
We work with UK limited companies and LLPs of every size, from ambitious scale‑ups to global enterprises, trading across sectors and borders.
The same transaction looks different by sector.
A high volume of small payments means one thing for an e‑commerce marketplace, and something else for an aviation operator paying suppliers in bulk. Partners assess risk by the pattern specific to your sector.
- →Risk assessed against sector norms, not a blanket category applied to everyone
- →Partners who already understand your specific cost structure, not learning as they go
- →Faster approval when the pattern is already familiar, not treated as unusual
Assessed by sector, in detail.
Every introduction starts with understanding how your specific industry actually operates, then matching you to partners who already work with businesses like yours.
Tell us about your business.
Built for aviation and travel.
Complex, multi‑currency operational costs across jurisdictions, matched to partners who understand how the sector actually moves.
Costs settled on aviation’s own timeline.
Different currencies, different schedules, matched to partners built for that pace.
Built around how aviation moves.
- →Fuel, leasing and ground handling, settled as they land
- →Timed to irregular, cross‑border schedules
- →Partners already fluent in aviation risk and compliance
Every cost the sector actually runs on.
Fuel and fleet costs
High-value fuel and fleet costs settled as they land, not after a delayed conversion.
Ground handling & commissions
Ground handling fees and commissions structured consistently, whichever jurisdiction you are in.
Crew and supplier payments
Crew and supplier payments made abroad without losing margin to an unfavourable conversion.
Regulatory awareness
Partners who already understand how the aviation sector actually operates, from day one.
Aviation finance breaks on timing, not size.
Costs often fall due before revenue lands. That mismatch, not volume, is what stalls most relationships.
Tell us about your business.
Built for media & content.
High‑volume, international payment flows, matched to partners who understand the sector and are set up to support it effectively.
Built for volume and speed.
High volumes, frequent payouts and borders-spanning audiences need a partner who already works this way, not one learning as they go.
Built around how media & content operates.
- →High‑volume, high‑frequency payment processing, handled by partners built for the sector
- →Fast payouts to creators, rights holders and partners, across every currency
- →Partners already comfortable with the sector’s volumes and structures
- →Structures built to scale with volume, not capped at what onboarding assumed
- →Support for subscription, ticketing and content revenue across every market
- →Partners comfortable with the sector’s regulatory and compliance demands
Volume and speed, handled with precision.
Creator & partner payouts
Fast, reliable payments to the people and businesses you work with, across the markets you operate in, without long delays between agreeing a fee and it landing.
Platform & distribution payouts
Payments to platforms, distributors and production partners, settled quickly and reliably, wherever in the world those partners happen to be based.
Sector‑aware partners
Matched to partners already comfortable with the sector’s regulatory and compliance requirements, not learning them for the first time on your account.
Volume that scales
Structures built for growth, not capped at the limits set during onboarding, so a good year does not mean renegotiating everything from scratch.
Documentation moves faster than volume.
Partners move faster when ownership and how revenue is generated are clear from the outset. Having that documentation ready before an introduction is usually what sets the pace.
- →Ownership and revenue structure prepared before you apply, not midway
- →Matched to partners already comfortable with the sector, not generic assumptions
- →Volume growth planned for at onboarding, not renegotiated from scratch each year
Tell us about your business.
Built for e‑commerce and marketplaces.
Local collection accounts so your customers pay you like they are buying from a business on their own doorstep, wherever they are, with reporting brought together through one partner relationship.
Selling everywhere, collecting like you are local.
Customers convert better paying in their own currency through what looks like a local account. We bring the reporting back into one relationship.
Built for how online marketplaces operate.
- →Local collection accounts across multiple markets, in the currencies customers use
- →Reporting consolidated by your partner, delivered through a single relationship, not scattered across portals
- →Marketplace payout structures across currencies, built around how the platform settles
- →Partners built specifically for high online transaction volume
- →Marketplace seller payout structures across currencies, on a schedule that suits sellers
- →Support for both direct‑to‑consumer and marketplace models, run side by side
Local to your customer, one relationship for you.
Local collection accounts
Set up in the currencies your customers actually pay in, wherever they are, so fewer payments are lost to conversion fees before they reach you.
Marketplace payouts
Structures built for paying sellers or partners across multiple markets and currencies, on a schedule that suits how the marketplace actually runs.
Reporting through one relationship
Your partner reports everything back through a single relationship, not scattered across separate local accounts you have to reconcile by hand at month end.
Built for online volume
Partners set up specifically for high transaction counts, matched to how online and marketplace businesses actually operate.
One local account, one less conversion.
Selling without a local account usually means converting every sale back to your home currency, then converting again to pay a local bill. A local account removes one of those steps.
- →One conversion removed for every market you sell direct into, not every order
- →Payout structures that match how marketplaces actually settle their funds
- →Reporting brought together across markets by your partner, not reconciled by hand from statements
Tell us about your business.
Built for import and export trade.
Multi‑currency accounts built around how physical trade actually settles, from purchase order through to delivery.
Payments that follow the shipment, not the calendar.
Deposits, staged payments and final settlement rarely land on a neat schedule. We match you to partners structured around how goods actually move.
Built for how import and export trade works.
- →Multi‑currency accounts across supplier and buyer markets, wherever those markets sit
- →Staged payment structures tied to shipment milestones, deposit through to settlement
- →Access to FX cover for exposure between order and delivery, via our partners
- →Partners experienced with trade finance and documentation, not learning as they go
- →Access to FX forward cover for future settlement dates, through our partners
- →Support with the documentation trade partners typically expect, gathered upfront
Structured around the shipment, not the calendar.
Deposit & staged payments
Structured around how a shipment is actually paid for, deposit through to final settlement, rather than one payment method forced to fit every order.
FX exposure cover
Access, through our partners, to cover for the exposure between placing an order and it being paid, not just the payment itself.
Trade finance access
Access to trade finance and documentary credit where the business needs it, arranged through partners who understand the underlying trade.
Supplier & buyer accounts
Multi‑currency accounts across the markets your suppliers and buyers sit in, so you are not converting currency at every step of a shipment.
The risk is in the gap, not the payment.
The moment of highest currency exposure is rarely the payment itself, it is the weeks between agreeing a price and it settling. Cover for that window matters more than the headline rate.
- →Exposure measured from order date, not just payment date, matching the real gap
- →Forward cover sized to the actual settlement gap, not a standard window that fits
- →Documentation support for trade finance, arranged through our partners where needed
Tell us about your business.
Built for law firms and professional services.
Multi‑currency accounts and international payments for law firms, accountants and other professional services firms, matched to how the practice actually operates.
Built for how the practice runs, not a generic account.
International clients, cross‑border fees and overseas disbursements rarely fit a standard business account. We match you with partners built for that from day one.
Built for law firms and professional services firms.
- →Multi‑currency accounts for international clients and overseas disbursements
- →Transparent international payments, with the cost clear before you send
- →Multi‑currency handling for cross‑border work, not one account per market
- →Partners experienced with professional services firms, not applying it for the first time
- →Reporting built for how the practice tracks its own transactions
- →Support for firms operating across multiple jurisdictions at once
Everything the practice runs on.
Multi‑currency accounts
Collection accounts held in the currencies your practice and its clients actually use day to day.
Cross‑border disbursements
Pay overseas counsel, experts and suppliers without losing money to an unfavourable conversion.
International receipts
Let clients pay you in their own currency, received and reconciled the way your practice needs it.
Multi‑jurisdiction support
One relationship across every market you operate in, not a separate account for each.
Professional services move on precision, not volume.
A missed cut‑off or a buried conversion cost matters more to a practice than the size of the transfer. We match firms to partners built for that precision.
- →Payments timed to match how the practice actually bills and settles
- →Rates and costs made clear before you send, not buried after
- →Partners who understand how professional services firms actually operate
Tell us about your business.
Cross-Border Treasury Solutions.
Currency accounts, collections, payments and international transfers, each arranged through the regulated partner best suited to your business, without routing everything through your home currency first.
Accounts, collections and payments that match how you trade.
Every account, corridor and payment has a regulated partner better suited to it than one global product stretched across all of them. We match each to the right one.
Built around how your business actually trades.
- →Local collection accounts in the currencies you invoice in, wherever customers are
- →A real IBAN in your business’s own name, matched to the regulated EMI or institution suited to your business type and jurisdiction
- →Payments to suppliers, partners and payroll abroad, routed through the partner best suited to each corridor
- →No unnecessary conversion through a single home currency, when the funds do not need it
- →Reporting consolidated by your partner across every account and corridor, through one relationship instead of several
- →Clear terms set out before you commit, with nothing buried in the rate
From corridor to one consolidated relationship.
Tell us your corridors
Which currencies and markets you invoice, pay and get paid in most often, and where the current setup is costing you time or money.
Accounts matched and opened by partners
Local collection accounts and a real IBAN in your business’s own name, opened through the regulated partner best suited to your business type and jurisdiction.
Reporting consolidated
Your partner reports everything back through one relationship, not scattered across separate portals and logins you have to check individually.
Payments routed efficiently
Funds paid out at home and sent abroad through the rail and partner best suited to each corridor, rather than one route applied to every payment by default.
Collections land in the currency you are paid in.
Money coming in from different markets does not need to convert the moment it arrives, so each currency can wait for a better rate.
- →Multiple currencies held without forced same‑day conversion, until you choose to convert
- →Pay out in the currency you received it in, when that is cheaper overall
- →One view across every currency account, brought together by your partner, instead of logging into several portals
- →Payments abroad routed through the partner best suited to each corridor, with the cost set out plainly before you commit
Not sure which solutions fit your business?
Corporate Finance Solutions.
Lending and working capital matched from our network of regulated funding partners to fit the business, not a single fixed lender, arranged through the same relationship as your accounts.
Funding that starts with a conversation, not a form.
Which lender is right depends on the business, so funding starts with a conversation, not an application form.
Built around how the business actually grows.
- →Matched from our network of regulated funding partners, not steered toward one fixed lender by default
- →Structured around cash flow, stock or invoicing gaps, whichever is driving the need
- →Drawdowns and repayments run alongside your existing accounts, no separate portal
- →Arranged through the same relationship as everything else, not a separate process
- →Revenue‑based, invoice and term funding, all through the same panel
- →No obligation to use a lender tied to your existing account provider, if a better fit exists
Matched from a panel, not a single lender.
Revenue‑based finance
Repaid as a percentage of revenue, so it flexes as that revenue comes in, rather than a fixed instalment due whether trade is quiet or busy.
Invoice and trade finance
Funding released against unpaid invoices or open purchase orders you already hold, so cash is not tied up waiting on customers to pay.
Term loans
A fixed amount, repaid in regular instalments over an agreed period of time, structured around what the business can actually service.
Overdraft and credit facilities
Short‑term flexibility that sits alongside your existing business accounts, there for the weeks when timing does not quite line up.
The right facility depends on what is stretched.
A gap from slow‑paying customers needs a different answer to one from seasonal stock buying — we work out which before suggesting a structure.
- →Facilities sized to a real cash flow gap, not a round number that is easy to quote
- →Structures matched to what is actually causing the pressure, not a standard product
- →Terms explained before you sign, not discovered afterward in the small print
Not sure which solutions fit your business?
Build your career from day one.
Structured opportunities for graduates to learn finance and payments from the ground up, working directly with clients from day one.
Learning by doing, not shadowing.
No induction spent shadowing a call‑centre script. Graduates work alongside the team on real client relationships from the start, learning how finance, payments and funding actually get arranged for a business.
What the graduate programme looks like.
- →Direct exposure to client relationships from day one, not months of shadowing before that
- →Rotation across client relationships, the partner network and compliance areas
- →A named mentor for the length of the programme, not a different one each time
- →A path to owning relationships of your own, once you are ready for them
- →Structured feedback and reviews throughout the programme, not just at the end
- →Support studying towards relevant industry qualifications alongside the work
What matters more than your degree title.
Curiosity about how businesses work
Not just a finance background; an interest in how different businesses operate and what makes their finances hard.
Comfortable talking to clients early
You will be on real client calls from early on, not just observing from the back of the room while someone more senior does the talking.
Attention to detail
Compliance and partner work leaves little room for guesswork or shortcuts, and small details tend to matter more than people expect.
Degree in any discipline
We hire for the qualities above more than for any one specific subject studied, so there is no single background we are looking for.
Rotation with a purpose, not just exposure.
Time across different areas is not there to tick a box. Understanding how compliance, partner relationships and client work connect is what makes someone good at any one of them.
- →Rotations chosen to show how the whole business connects, not assigned at random
- →A named mentor throughout the programme, not a different one each rotation
- →Real client and partner contact from early in the programme, not saved for the later years
Interested in joining us?
Get hands‑on experience, not a spectator seat.
Short placements for students to get hands‑on experience in finance, payments and client relationships.
Real work, not a shadowing rotation.
Interns work on real tasks alongside the team, not a set of observational rotations. It is a genuine test of whether this kind of work is for you, and for us to see the same.
What an internship involves.
- →Placements across client relationships, the partner network or compliance
- →Real tasks from the start, not weeks of observation before you are given anything to do
- →Direct feedback from the team you actually work alongside, not from someone else
- →A clear route to a graduate offer for the right fit, not a vague promise to stay in touch
- →Typically 8 to 12 weeks, structured around one specific area of the business
- →A single named contact for the length of the placement, not a different face every week
From the first week to the last.
Before you start
A short onboarding covering how we work and the team you will be placed with, so the first day is not spent working out where anything is.
During the placement
Real tasks on live client and partner work, not a shadowing rota to sit through while everyone else gets on with the actual job.
Regular feedback
Check‑ins with your named contact throughout, not just a single review at the end when it is too late to change how the weeks went.
At the end
Honest feedback on fit, and a clear route to a graduate offer where it makes sense, rather than a vague promise to stay in touch after.
Real work, not a shadowing rota.
An internship here means sitting in on the same conversations and working on the same tasks as the team you are placed with, with the same expectation of care, just with more support and a shorter runway to prove it.
- →Placed on live work from week one, not sat observing while someone else does the job
- →Feedback built into the placement throughout, not saved for a review at the end
- →A genuine route to a graduate offer for the right fit, not a mere formality
Interested in joining us?
Current openings across the business.
Current openings across client relationships, partner network, compliance and technology.
A small team, so every hire matters.
We are a small, senior team, which means every hire changes how we work. We hire for fit as much as for a specific role, and expect whoever joins to own their corner of the business fully.
Roles across the business.
Account management
Looking after clients once they are introduced, making sure the relationship keeps working as their business grows.
Partner relationships
The day‑to‑day relationship with our account, EMI and lending partners, making sure every introduction goes smoothly.
Technology & platform
Building the internal tools that keep a growing team and a growing client base organised as we scale.
Marketing & growth
Telling the story of how we work to the businesses who need it, without resorting to buzzwords or corny claims.
Operations
Keeping the day‑to‑day of a growing business running smoothly, from client onboarding logistics to internal processes.
Do not see your area?
We are a small team and hire for fit as much as for a specific role. Get in touch and tell us where you would add value.
We hire for gaps we can already see.
Roles here open because a specific piece of the business has outgrown what the current team can cover, not because a headcount target needs filling. Every hire has a clear, immediate reason to exist.
- →Roles created around a real, visible gap in the business, not to pad headcount
- →Clear ownership from day one, not weeks of shadowing before you are trusted
- →Compensation discussed openly during the process, not left until a final offer stage arrives
Interested in joining us?
The same standards we hold for clients.
Three things we do not compromise on, for clients or for each other.
Judged on the business itself
We look at what a business actually does, and hold ourselves to the same standard.
Built for scale, not a quick yes
An account that opens easily but breaks down under real volume is not a solution, and neither is a hire who does not last under pressure.
Continuity in who you deal with
The team on your first call is the same team managing the relationship a year in. We build careers here, not a revolving door.
How we hire against these values.
We look for the same things in a candidate that we look for in a partner: substance over how something looks on paper, and reliable enough that people can count on them a year in, not just on day one.
“We would rather turn away a business that is not the right fit than put a client into a relationship it will outgrow in six months. The same standard applies to how we build the team.”
Sisan & Partners
Real values show up in the hard conversations.
It is easy to say the right thing when things are going well. What we hold people to is how they behave in the harder conversations: flagging a problem early, saying no to the wrong deal, owning a mistake first.
- →Judged on how problems are raised, not just on outcomes once things go wrong
- →Saying no to the wrong deal counts here as much as winning the right one
- →Mistakes owned early are treated differently to the ones that surface too late
Interested in joining us?
Compliance.
How we approach regulatory compliance, due diligence and the standards we expect from every partner in our network.
Last updated: 3 November 2026
1. Our approach to compliance
Every client relationship and every partner introduction is subject to a due diligence process before anything moves forward. We treat compliance as core to how we operate, not a formality, because it is what allows regulated partners to work with the clients we bring them.
2. Anti‑money laundering and know‑your‑customer
Before any introduction is made, we carry out our own client due‑diligence checks as a matter of good practice, including verifying identity, ownership structure and, where relevant, source of funds. Our regulated partners separately carry out their own statutory anti‑money laundering and know‑your‑customer checks as part of their own onboarding.
3. Partner due diligence
Every EMI, financial institution and lender in our network is assessed before we introduce clients to them, and reviewed on an ongoing basis. We work only with partners fully authorised and regulated for the services they provide in the jurisdictions they operate in.
4. Sanctions and financial crime
We screen clients, and the information they share with us, against applicable sanctions lists before making an introduction, and will not knowingly introduce, or continue to work with, any client or partner in breach of sanctions, anti‑bribery or financial crime regulations. Ongoing transaction monitoring is carried out by the regulated partner holding the account.
5. Data protection and confidentiality
Information shared with us during onboarding and throughout a relationship is held in confidence and handled in line with our Privacy Policy and applicable data protection law.
6. Complaints
If you have a complaint about our service, contact us at hello@sisanandpartners.com in the first instance. We aim to acknowledge your complaint within 1 working day, and will keep you updated on progress while we look into it. A complaint about a partner’s own service should also be directed to that partner, in line with their own complaints procedure.
7. Contact
Questions about this page can be sent to hello@sisanandpartners.com.
Security of funds.
How your money is protected when you are introduced to an EMI, financial institution or lender through Sisan & Partners.
Last updated: 3 November 2026
1. We do not hold your money
Sisan & Partners is an introducer. We never hold, safeguard or have access to your money ourselves. All funds are held directly with the regulated EMI, financial institution or lender you are introduced to, under that partner’s own account terms.
2. Safeguarding by our EMI and payment partners
Regulated EMIs and payment institutions in our network are required, under their own regulatory permissions, to safeguard the money they hold for customers separately from their own operating money, typically in segregated accounts with an authorised credit institution or through equivalent protection such as insurance. The exact arrangement depends on which partner you are matched with, and is set out in that partner’s own terms.
3. Why this is not bank‑style deposit protection
Because we introduce clients to EMIs, financial institutions and lenders rather than licensed banks, your funds are not covered by a bank deposit protection scheme such as the Financial Services Compensation Scheme in the UK. Protection instead comes through the safeguarding arrangement set out above, which works differently to bank deposit insurance but is a distinct, regulated form of protection in its own right. Coverage and limits vary by partner and jurisdiction, and are confirmed by that partner directly.
4. What this means for you
Because funds sit with the regulated partner and not with us, the specific protection that applies to your money depends on which partner you are matched with. We make sure you understand how your funds are protected before you proceed with any introduction.
5. Contact
Questions about this page can be sent to hello@sisanandpartners.com.
Account terms.
Account terms are set by the regulated EMI, financial institution or lender you are introduced to, not by Sisan & Partners. This page explains how that works.
Last updated: 3 November 2026
1. Whose terms apply
Any account, card or payment service arranged through an introduction from Sisan & Partners is provided under the account terms of the regulated partner holding it, not under terms set by us. You will be asked to review and accept that partner’s own terms directly before an account is opened.
2. Our role once an account is open
We stay involved as your point of contact after an introduction is made, but we do not operate, control or set the terms of the account itself. Day‑to‑day account terms, fees, limits and conditions are governed entirely by the partner providing the account.
3. Fees
Costs for any account, payment or funding arrangement are set out clearly before you proceed, reflecting the relevant partner’s own fee structure alongside our own arrangement, which is explained during that conversation.
4. Changes to partner terms
A partner may update its own account terms from time to time, in line with its own regulatory obligations. Any such changes are communicated to you directly by that partner, and we are available to help you understand what a change means for your business.
5. Ending an account relationship
Closing or moving an account is handled directly with the partner holding it, under their own terms. If you are considering a change, get in touch and we can help you understand the options and, where needed, arrange an introduction elsewhere in our network.
6. Contact
Questions about this page can be sent to hello@sisanandpartners.com.
Cookie policy.
How this website uses cookies and similar technologies, and how you can control them.
Last updated: 3 November 2026
1. What cookies are
Cookies are small text files placed on your device when you visit a website. They are widely used to make sites function correctly, remember your preferences, and understand how a site is used.
2. Cookies we use
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6. Changes to this policy
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7. Contact
Questions about this page can be sent to hello@sisanandpartners.com.
Notes on global finance, payments and growth.
Practical thinking on multi‑currency finance, cross‑border payments and building a financial setup that scales with you.
Why we write this.
Most of what gets published about finance for growing businesses is generic commentary or a sales pitch. We write from the introductions we actually make, and what changes once a business outgrows its first setup.
What fast‑growing, cross‑border businesses need from a banking partner
Why volume, geography and industry all shape how an account relationship works, and what changes when a partner already understands how global businesses actually operate.
Read the articleA practical guide to multi‑currency account structures
How to think about which currencies to hold, when to convert, and how to structure accounts around the markets you actually operate in.
Read the article
What to prepare before your first conversation with us
The information that makes the first conversation productive, from transaction volumes to the markets you are moving into next.
Read the articleLocal collections, explained
Why paying like a local business in each of your markets removes friction for customers and speeds up settlement for you.
Read the articleWhy sector expertise changes how your business gets assessed
Why a specialist, sector‑aware relationship built around your actual business tends to get a faster, fairer hearing than a generic category label.
Read the article
Partner matching: why fit matters more than the biggest name
The biggest name is not always the right one for your business. How compatibility, approval efficiency and long‑term fit should shape who you actually work with.
Read the articleWhat fast‑growing, cross‑border businesses need from a banking partner
Why volume, geography and industry all shape how an account relationship works, and what changes when a partner already understands how global businesses actually operate.
It is rarely just about the numbers
Talk to enough founders of profitable, well‑run, fast‑growing businesses and a pattern emerges: the businesses that struggle most with a generic account application are often the strongest ones. What trips up a generic process usually is not the fundamentals — it is the shape of the business against a one‑size‑fits‑all review.
Volume moves faster than a standard review cycle
A business processing £200k a month in January and £1.2m by June looks, on paper, like real growth. In practice, that kind of trajectory needs a partner who reviews accounts on an ongoing basis and understands what fast growth in your sector actually looks like, rather than a process built around a fixed annual cycle.
Geography and industry shape the right fit
Two businesses with identical financials can need very different account structures depending on where their customers and suppliers sit, and which sector they operate in. A marketplace paying out to freelancers across a dozen countries, or a business in a specialist sector, needs a partner who already works that way, not one encountering it for the first time.
What changes with a specialist relationship
The partners we work with assess the business as it actually is. That means a thorough look at transaction patterns, the markets involved and how the business operates, with a named contact who understands the context.
What this looks like in practice
In practice, that usually means a conversation before an application, not instead of one: understanding the transaction pattern and the story behind it, so a partner already recognises the business before the paperwork begins.
Tell us about your business.
A practical guide to multi‑currency account structures
How to think about which currencies to hold, when to convert, and how to structure accounts around the markets you actually operate in.
Start from where the money actually moves
The right account structure follows your transaction flows, not the other way round. Before deciding which currencies to hold, map out where revenue arrives, where costs are paid, and where the two overlap. That overlap is usually where holding a currency, rather than converting immediately, saves the most.
Holding vs. converting
Converting on receipt is simple but expensive if you will need that currency again within weeks. Holding a balance in the currencies you pay suppliers or staff in avoids a round trip through FX twice, though it does mean carrying some exposure while the balance sits there.
One relationship, several accounts
Most businesses end up with a small core set of currency accounts, typically the currencies behind 80% to 90% of volume, rather than one for every market they touch. Anything below that threshold is usually cheaper to collect locally and sweep back through the core accounts than to hold indefinitely.
Getting the structure reviewed
Account structures are not fixed once and forgotten. As volumes shift between markets, the currencies worth holding shift too. It is worth revisiting the structure roughly every couple of quarters, or sooner after a step change in where the business is trading.
A structure that grows with the business
The right number of accounts today is rarely the right number in two years. As new markets open up or a currency’s share of volume shifts, the sensible move is usually adding or retiring one account, not rebuilding the whole structure from scratch.
Tell us about your business.
What to prepare before your first conversation with us
The information that makes the first conversation productive, from transaction volumes to the markets you are moving into next.
The basics that speed everything up
A short written summary of what the business does, roughly how much moves through it monthly, and the markets involved lets us start matching partners before the first call even ends. Nothing needs to be polished. A working estimate is far more useful than a delay to make it precise.
Transaction profile matters more than turnover
Two businesses with the same annual turnover can need very different setups depending on transaction pattern: hundreds of small payments a day looks nothing like a handful of large ones, and partners are matched accordingly.
Where the business is headed, not just where it is
If you are planning to expand into new markets, add payment methods, or change how funds flow through the business in the next 6 to 12 months, mention it early. It is far easier to build headroom into the initial setup than to restructure it later.
What we do not need yet
Full compliance documentation, incorporation paperwork and the rest come later, once we know which partner is the right fit. The first conversation is about understanding the business, not processing an application.
Coming with questions is fine too
The first conversation runs both ways. If you are unsure what is realistic, what a setup like this typically costs, or how long it usually takes, that is a normal starting point, not something you need to have worked out beforehand.
Tell us about your business.
Local collections, explained
Why paying like a local business in each of your markets removes friction for customers and speeds up settlement for you.
What a local collection account actually does
A local collection account gives customers a familiar local payment method, a domestic account number, a local card scheme, a regional wallet, instead of asking them to pay into a foreign account, which is one of the most common reasons a checkout is abandoned.
Fewer failed payments, faster settlement
Domestic payments clear through domestic rails, which means fewer of the delays and failure codes that international transfers pick up along the way, and money typically reaches you faster because it is not queued behind cross‑border processing.
Consolidation happens on your side, not the customer’s
The customer experience stays local and simple, while behind the scenes your account provider sweeps funds from each market back and consolidates them into your core accounts on a schedule that suits you, daily, weekly or on demand.
Where it matters most
Local collections earn their keep fastest in markets with high transaction volume relative to average order value, such as marketplaces, subscription businesses and e‑commerce, where every point of friction at checkout has a measurable cost.
It does not have to be every market at once
Most businesses roll out local collections market by market, starting wherever checkout abandonment or settlement delay is costing the most, rather than building every currency account on day one.
Tell us about your business.
Why sector expertise changes how your business gets assessed
Why a specialist, sector‑aware relationship built around your actual business tends to get a faster, fairer hearing than a generic category label.
Risk gets assessed by category, by default
Many large institutions group sectors such as certain trading and forex activity, adult content, and some crypto‑adjacent businesses together and apply the same broad approach across the category, regardless of how well‑run an individual business within it actually is.
Why the category approach persists
Reviewing every application on its individual merits takes time and specialist knowledge, so a category‑level approach is a simpler way for a large institution to manage risk across thousands of accounts at once. It is efficient at scale; it is not built around the specifics of any one business.
What a specialist actually looks at
Partners who work within these sectors day‑to‑day assess businesses individually, on licensing, safeguarding controls, transaction monitoring and operational history, rather than applying a category label alone. That is the difference between a generic process and one built around how the business actually operates.
It is worth asking the specific question
A generic outcome from one institution says more about that institution’s category policy than it does about your business. It is always worth checking whether the issue was the sector label or something specific and fixable.
Why fit matters more than the category label
Businesses that take a one‑size‑fits‑all label at face value often end up with financial services that do not fit how they actually operate, or spend months on an approach that was never suited to their sector. A specialist relationship, matched correctly from the start, saves that time.
Tell us about your business.
Partner matching: why fit matters more than the biggest name
The biggest name is not always the right one for your business. How compatibility, approval efficiency and long‑term fit should shape who you actually work with.
Finding the right fit, not just a known name
A well‑known name carries reassurance, and for plenty of businesses that is exactly the right choice. For a fast‑growing, cross‑border or specialist‑sector business, the right fit sometimes comes from a partner with deeper experience in that specific niche.
What actually determines a good match
The right partner is the one whose sector experience and product set line up with how your business actually operates. A smaller, specialist EMI can sometimes be a better fit, simply because the setup matches how the business runs day to day.
Approval speed is part of the decision
Time to approval varies between institutions for the same business, from a few days to several months, largely based on how familiar that institution is with your sector and structure. That speed difference has a real cost if you are waiting on an account to start trading.
Matching is an ongoing job, not a one‑off
The right partner today is not necessarily the right one in two years. As the business grows, its needs change too. Part of an ongoing relationship with us is revisiting that match as circumstances change, rather than leaving a business with whatever partner it first landed on.
What we actually weigh in a match
Sector experience, approval speed and product fit all get weighed against how your business actually operates. The result is a partner suited to the business you run today, with room to revisit that as it changes.
Tell us about your business.
Build your career at Sisan & Partners.
We are a small, senior team, and every hire changes how we work. If you care about doing right by clients rather than following a script, we would like to hear from you.
What it is like to work here.
No layers of management between you and the client, and no call‑centre scripts. You own relationships directly, and know the businesses in depth.
The same standards we hold for clients.
Three things we do not compromise on, for clients or for each other.
- →Judged on the business itself, not a generic category
- →Built for scale, not just a quick yes that struggles the moment real volume actually arrives
- →Continuity in who you deal with, from the first call through to years into the relationship
Roles across the business.
Account management
Looking after clients once they are introduced, making sure the relationship keeps working as their business grows.
Partner relationships
The day‑to‑day relationship with our account, EMI and lending partners, making sure every introduction goes smoothly.
Technology & platform
Building the internal tools that keep a growing team and a growing client base organised as we scale.
Do not see your area?
We are a small team and hire for fit as much as for a specific role. Get in touch and tell us where you would add value.
A small team means your work is visible.
There is no large department to disappear into here. What you work on shows up in client and partner conversations within weeks, not after a year of internal process.
- →Client‑facing work from early on, not months of internal tasks first
- →Direct feedback from people who actually see your work land with real clients and partners
- →Room to shape how something’s actually done, not just carry out a plan
Interested in joining us?
We start with the business, not a product menu.
Every relationship starts with understanding your business in detail, then matching you to the partner best suited to how it runs.
No fixed product.
We do not sell a fixed product and ask you to fit into it. We bring in the right combination of partners and stay closely involved as the business changes.
Four principles, not a script.
The same thinking applies whether it is a first conversation or a relationship three years in.
- →We start with the business itself, not a template applied to every enquiry in the same way
- →Nothing is proposed until we understand the business in full, not after a single call
- →We identify the partner best suited to you, not simply the biggest name
- →We stay involved after the introduction is made, not handing you off right away
What the first conversation covers.
Where you are trading
Which currencies you move, which corridors matter most, and where your customers, suppliers or payroll actually sit.
How the business is structured
A single entity, a group, or multiple jurisdictions, and how that structure affects what an EMI or lender needs to see.
What has gone wrong so far
Delays, accounts that do not scale, or an account that is technically open but does not actually work for how you operate.
What a good fit looks like for you
Speed, coverage, how hands-on you need the relationship to be, and what has not worked with partners before.
See the full process, step by step.
Three things we do not compromise on.
These are not values on a wall. They decide which partners we work with and how we handle every relationship.
Judged on the business itself
We look at what a business actually does, with a named contact who understands the context.
Built for scale, not a quick yes
An account that opens easily but breaks down under real volume is not a solution. We match partners who support the business at scale.
Continuity in who you deal with
The team on your first call is the same team managing the relationship a year in. No handoffs to someone starting from a blank file.
Nothing hidden before anything moves
Cost is agreed and explained upfront, not buried in a spread you only discover once a payment has already landed on your statement.
Independence over exclusivity
We are not tied to a single EMI, financial institution or lender, so an introduction is about fit, not incentive.
“We would rather turn away a business that is not the right fit than put a client into a relationship it will outgrow in six months.”
Sisan & Partners
How this shows up day to day.
- →Costs confirmed before you commit to anything, never buried in the small print afterward
- →A named team, not a rotating queue of whoever happens to pick up the phone that day
- →Introductions made only when there is a genuine fit, not to hit an introduction target
- →Willing to say a partner, or we ourselves, simply are not the right fit
Speak to us about how we could work together.
A relationship, not a platform.
We are not an app for you to configure yourself, and we are not the bank.
Relationship first, introduction second.
Every client works with a small team who understands the business, manages the introduction, and stays involved long after.
The same team, start to finish.
A confidential conversation, then an introduction to the EMI, financial institution or lender in our network best suited to you, with a team that stays on afterward.
- →One named contact from the first call, who stays with the relationship throughout
- →The same team a year in, not a new file passed between people who do not know it
- →Involved after the introduction is made, not just at the single moment it happens
- →Direct phone and email, not a support ticket queue with no one specific attached to it
- →Regular check‑ins throughout the relationship, not just a call when renewal is due
Start the conversation.
Every conversation is treated in confidence.
What you share stays confidential from the first conversation, whether or not you go on to work with us.
What that means in practice.
Transaction volumes, corridors, structure: a lot of what we discuss is commercially sensitive, and we treat it that way from the outset.
How we handle what you tell us.
- →Your information stays with the team you are speaking to, not a wider distribution list
- →We only share what is needed to make an introduction, once you have agreed
- →Happy to sign an NDA before a detailed conversation about your business begins, just ask
- →Nothing is shared with a partner until you have explicitly agreed to that introduction
- →Information is used only to arrange your introduction, never for marketing or resale
Who sees what.
What you tell us stays within the team you are speaking to. Once you agree to an introduction, we share only the detail that partner needs, not your full file. Full detail sits in our and pages.
Talk to us in confidence.
Regulatory status & registration.
How Sisan & Partners fits into the regulatory picture, and where the detail will sit once it is confirmed.
Details correct as of: 3 November 2026
1. What we are
Sisan & Partners is an introducer, not a financial adviser. We speak to each client directly, understand their requirements, and connect them to the regulated EMIs, financial institutions and lenders best suited to their business. We are not a bank, electronic money institution or payment institution ourselves, and we do not provide financial, legal or regulatory advice.
2. Our own registration
Sisan & Partners Limited is registered in England and Wales under company number 17557882, with its registered office at 71‑75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom. We do not hold any additional regulator registration, such as Appointed Representative or Introducer status, with any UK regulator.
3. Our partners’ regulation
Every EMI, financial institution and lender we introduce a client to is separately authorised and regulated in its own jurisdiction. We carry out due diligence on the partners in our network, but each partner remains responsible for its own regulatory standing.
4. Your money
We never hold, control or have access to your money at any point. Money is always held directly by the regulated partner you are introduced to.
5. Complaints
If something has not gone the way it should, tell us directly at complaints@sisanandpartners.com and a member of the team will look into it.
6. Related policies
This page covers our regulatory status. For related detail, see for how we approach due diligence and financial crime, for how your money is protected, for whose terms govern any account you are introduced to, and our for how personal data is handled.
Speak to us about your business.
Tell us a little about what you need and a member of the team will come back to you directly to set up an initial conversation.
A few details, then we will take it from there.
Prefer to talk directly? Call +44 20 0000 0000 to arrange a time to talk.
Every conversation is treated in confidence, whether or not you go on to work with us.
We read what you send
A member of the team reviews your message directly, no automated triage and no generic reply while you wait for someone to look.
We get back to you
To confirm we are a fit and arrange an initial conversation at a time that works, usually within a day or two of your message.
We talk it through
A confidential conversation about your business, before anything is proposed or any partner is approached on your behalf.
General terms.
The general terms that apply to your use of this website. These govern the site itself; any services provided by Sisan & Partners are governed separately by the client agreement entered into directly with you.
Last updated: 3 November 2026
1. Who we are
This website is operated by Sisan & Partners Limited, a company registered in England and Wales under company number 17557882, with its registered office at 71‑75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom. In these terms, "we", "us" and "our" refer to that company.
2. Acceptance of these terms
By accessing or using this website, you agree to be bound by these terms of use. If you do not agree with any part of these terms, you should not use this website.
3. Use of this website
This website and its content are made available for general information about our services. You may view and print pages from the site for your own personal or internal business use, provided you do not modify any content and keep all copyright and trademark notices intact.
You must not use this website in any way that causes, or is likely to cause, the site or access to it to be interrupted, damaged or impaired, including through unauthorised automated access, scraping, or attempts to circumvent security measures.
4. Not financial, legal or regulatory advice
Content on this website, including anything published under Newsroom, is general information only. It does not take into account your specific circumstances and should not be relied upon as financial, legal, tax or regulatory advice. You should seek advice from an appropriately qualified professional before making decisions based on anything you read here.
5. Our services
Descriptions of services on this website are provided for illustration and do not constitute an offer to provide those services. Any services we provide are subject to our own due diligence and onboarding process, and are governed by a separate written agreement entered into directly with the client, not by these website terms.
6. Intellectual property
Unless otherwise stated, all content on this website, including text, graphics, logos and the Sisan & Partners name and mark, is owned by or licensed to us and is protected by applicable intellectual property laws. Nothing in these terms grants you any rights in that content beyond what is set out in section 3.
7. Third‑party links
This website may reference or link to third‑party organisations, including financial and payment partners. We are not responsible for the content, accuracy or practices of any third‑party site, and inclusion of a reference does not imply endorsement.
8. Limitation of liability
We take reasonable care to keep the information on this website accurate and up to date, but we make no warranties, express or implied, about its completeness or accuracy. To the fullest extent permitted by law, we exclude liability for any loss or damage arising from your use of, or inability to use, this website.
9. Changes to these terms
We may update these terms from time to time. The date at the top of this page shows when it was last revised. Continued use of the website after any changes constitutes acceptance of the updated terms.
10. Governing law
These terms are governed by the laws of England and Wales, and any disputes relating to this website will be subject to the exclusive jurisdiction of the courts of England and Wales, unless otherwise required by applicable law.
11. Contact
Questions about these terms can be sent to hello@sisanandpartners.com.
Privacy policy.
How we collect, use and protect personal data when you use this website or get in touch with us, and what rights you have over that data.
Last updated: 3 November 2026
1. Who we are
This policy is issued by Sisan & Partners Limited, company number 17557882, registered office at 71‑75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom. For the purposes of data protection law, we are the data controller for personal data collected through this website.
2. Information we collect
We collect personal data in the following ways:
- Information you give us directly: when you complete the contact form or arrange a call, including your name, email address, phone number, company name and the details of your enquiry.
- Information collected automatically: standard technical data such as browser type, general location and how you interact with the site, which helps us keep it functioning correctly, collected only where you have consented to analytics cookies.
3. How we use your information
We use personal data to respond to enquiries, arrange and carry out conversations with prospective clients, assess and progress onboarding, meet our legal and regulatory obligations, and improve this website. We do not use personal data submitted through this site for marketing unless you have separately given us consent to do so.
4. Legal basis for processing
We rely on your consent when you submit the contact form, our legitimate interest in responding to enquiries and operating this website, and, where a client relationship is formed, the steps necessary to enter into and perform a contract with you. Where the law requires it, we may also process data to meet a legal obligation.
5. Sharing your information
We do not sell personal data. We may share it with the financial, payment or professional partners genuinely needed to progress an enquiry or deliver a service, our own professional advisers, and regulators or authorities where we are legally required to. Any third party we share data with is only permitted to use it for the purpose we have shared it for.
6. International transfers
We do not transfer personal data outside the United Kingdom. All personal data we collect is stored and processed within the UK. If that changes, for example if we start working with a partner or software provider based outside the UK, we will update this policy to explain the safeguards that apply.
7. How long we keep your information
We keep personal data for as long as necessary to deal with your enquiry, maintain a client relationship, and meet our legal and regulatory record‑keeping obligations. Where an enquiry does not go on to become a client relationship, we keep your details for up to 2 years from your last contact with us. Where a client relationship is formed, we keep your data for the duration of that relationship and for up to 6 years afterward, in line with standard legal and accounting record‑keeping requirements, after which it is securely deleted.
8. Your rights
Subject to applicable law, you have the right to ask us for access to the personal data we hold about you, to correct it if it is inaccurate, to ask us to delete it, to restrict or object to certain processing, and to receive a copy of it in a portable format. To exercise any of these rights, contact us using the details below.
If you are unhappy with how we have handled your personal data, you also have the right to complain to the Information Commissioner's Office (ICO), the UK's data protection regulator, at ico.org.uk.
9. Cookies
Details of the cookies this site uses, and how to manage them, are set out in our Cookie Policy.
10. Security
We take reasonable technical and organisational measures to protect personal data against unauthorised access, loss or misuse. No method of transmission over the internet is completely secure, so we cannot guarantee absolute security.
11. Changes to this policy
We may update this policy from time to time to reflect changes in our practices or legal requirements. The date at the top of this page shows when it was last revised.
12. Contact us
For any question about this policy or how we handle your personal data, contact us at hello@sisanandpartners.com.
